Get approved for your first home faster
How My Home Pathway Works to Help You
Our Platform is a Risk Transformation Engine.
Imagine applying for a gym membership. Before letting you join, the gym wants to know if you'll use it and pay your dues. It's the same with houses! Banks care about making sure you'll make your mortgage payments because mortgages are like super-sized gym memberships – they're the biggest loans you can get.
That's where My Home Pathway comes in. We're like a trainer for your homebuying journey. We use special tools to check your "mortgage fitness" and give you tips to improve it. Following our advice, you can get in tip-top shape and unlock your dream home!
Here's how this process works:
Step 1
Home Readiness Report
The first step is connecting your bank and credit info, along with the price of the home you are looking to buy. With those inputs our algorithm will calculate your readiness and give you a letter grade, like the ones from school.
Step 2
Get on the Path
Based on your Home Readiness Grade, we will then provide you with actionable recommendations via our app. Now you have guidance on how to improve your grade.
Step 3
Learn and Stay on the Path
With our customized Financial Literacy quizzes and lessons, we teach you rules of the game and empower you to take control of your personal finances.
Step 4
Getting Your Loan Approved
After completing our program and improving your grade we help you get your loan pre-approved and match you to a lending partner so you can start house hunting for real!
Your Data Is Safe
As a My Home Pathway user your data is critical. We don't share your data without your permission even with our partners.
We only utilize your data for us to provide the most impactful recommemdations or resources that benefit you to achieve the dream of homeowmership and wealth creation.
Our data security and storage is cloud enabled and continues to be enhanced as our cloud provider is the largest and most secure in the industry.